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The Team




Client Comments

It gives me pleasure to pass on a recommendation of outstanding service for Cheryl Williams of Smarter Mortgage Solutions as my Mortgage Broker. Cheryl negotiated the refinancing of my loans when I wanted to buy a unit here in Cairns. I already had a home and investment loan in NSW. She assessed my needs according to my present circumstances with several future options, to my financial advantage. Smarter Mortgage Solutions saved me time and money, sourcing a larger number of lending institutions impartially to get me the best deal. I didn't pay any brokerage or consultation fee. Smarter Mortgage Solutions  was quick, efficient, very professional, accessible and able to fit in with my schedule for my convenience. All of the things added together formed a service and product I had never experienced with any lending institution.

Annie Lyngcoln Nationwide Realty

Today a purchaser asked me the question why did I refer you... I told him...


1. You provide a variety of different packages from many different lenders available through you
2. You are always available at short notice for both new clients and backup support
3. You come to my clients at a time and place convenient to them
4. You are very friendly, honest and forthright but always business like to all
5. Within the community you are respected and well liked which means on recommending a client to you, you are usually already known, if by name only
6. When possible you always come up with a package for the purchasers and I notice they then return to you for further refinancing or loans in the future which says they are totally satisfied with your product.
I wanted to share these thoughts with you and thank you for the ongoing help and support you always give to both myself and my clients.

Robert Thompson

I was in search of a home loan and I was referred to Cheryl Williams from Smarter Mortgage Solutions. Cheryl took the time to assist me in finding the appropriate and the most suitable home loan for me. Cheryl provided me with official, prompt and beneficial information and at all times kept me up to date with the whole process. She saved me time and took the pressure and drama out of applying for a home loan. I can highly recommend Cheryl and Smarter Mortgage Solutions.